wow... what have we gotten ourselves into America? Buying now and hoping to pay later..!! well look as us now.. broke, depressed and blaming everyone but ourselves. The good news is that we have learned a valuable lesson from this crisis..IF YOU CAN'T PAY FOR IT IN FULL NOW, DON'T BUY IT!!! If we took the time to really think about our purchases and save for them, we will realize that we really do not need a lot of what we buy.. Stop the impulse purchases! Impulse often leads to debt.! THINK ONE, THINK TWICE, and walk away!! Stop trying to live up to the JONes'.. Trust me, the Jones' are also BROKE!!